The Affordable Care Act (ACA) allows companies to shop for health insurance plans based on their group size - you are either a small group or a large group, but which one?
April 5, 2017 by Scott Starost If you own a small business, you might think that hackers aren’t really interested in your data. After all, they’ve successfully penetrated the security of some of the world’s largest retailers and corporations, so why would they come after you? The truth is that SMBs are the prime targets … Continue reading Discover Why Hackers Are Really Interested in Your Business
Like it or not, disasters happen! However, knowing what to do in the event of a natural disaster can save tremendous time, money, and stress, and get you back to business as usual.
As it gets closer to the end-of-the-year, businesses are taking a hard look at their budgets both for the year prior and the year upcoming; there is always room for budget improvement as companies constantly shift and grow. To begin revamping your budget, it’s important to first carve out the time necessary to look at … Continue reading 10 Ways to Revamp Your Business Budget
Don't fall for these 3 misconceptions about home business insurance!
With the prevalence of technology in our daily lives, most people have been the victims of cyber attacks, including malware, hacking, or phishing. The repercussions of a cyber attack can become immensely more complex when a business is involved. Potential consequences includes, loss of business, lawsuits, public distrust and in some cases, bankruptcy. Just … Continue reading The Case for Cyber Liability Coverage
Business insurance is a set of insurance policies designed to protect a business from losses that could happen during the day-to-day business practice. So unless you live by a beach with daily sharknados, it’s a risk that will not likely be covered by your insurance. Every business is different and has their own distinctive set … Continue reading Sharknado isn’t covered by my business insurance…so what is?
“I can’t believe they would do that,” said my friend over her glass of wine. This was the second person in the last two months who told me the story of going hiking and coming back to their parked car at the hike trailhead to find it broken into and their belongings stolen. Car thefts … Continue reading Dude, Where’s My Car?
Let's keep it cool and make sure you're protected with professional liability insurance. Perhaps the most beautiful aspect of the beauty industry is that it’s constantly in demand. Women, and an increasing number of men, always want to look on fleek. But youtube tutorials and Kylie Jenner’s snap-by-snap instructions can only go so far, leaving most people … Continue reading Oh Snap, Client Hates It! What do I do?
Yes, in addition to paying your monthly or annual premium for your health insurance policy, many coverages automatically include cost sharing expense that you are also responsible for paying. That’ s right, these costs are in addition to your health plan premium. So what are these costs and how do they work?
If you are new to health insurance or reading about it for the first time, it can be a lot like reading a foreign language. This is a quick rundown of definitions for the many terms used around and within the healthcare industry. We hope to give some clarity and allow you to better navigate the health insurance world.